KIAN JACKSON

For a long time, payments were viewed as the "plumbing" of a business: essential, usually hidden, and only noticed when something leaked. If you were a fintech founder or a digital merchant, your goal was simple: find a provider that was cheap, reliable, and stayed out of the way. You looked at processing fees, negotiated your basis points, and moved on to the "real" product work. But in 2026, the landscape has shifted. We are currently witnessing what industry experts call T

For over a decade, the merchant acquiring industry was defined by a race to the bottom. It was a game of basis points, high-volume processing, and commoditised services where the lowest price usually won the mandate. But as we navigate the landscape of 2026, that era is officially dead. Today, the "Big 8": JPMorgan, Adyen, Global Payments, Worldpay, Fiserv, Nexi, Worldline, and Getnet: are no longer just processors. They have transformed into ecosystem orchestrators. Drawing

In the world of fintech, we spend a ridiculous amount of time talking about fraud. We build massive firewalls, deploy complex machine learning models, and obsess over every basis point of fraud loss. But while we’re busy guarding the front door against the $33.4 billion lost to actual fraud globally, we’re letting $443 billion walk out the back door in the form of false declines. That is the "Billion-Dollar Blind Spot". According to research highlighted by Dwayne Gefferie in

For decades, we’ve thought of Visa as the giant behind the plastic in our wallets. They were the "pipes" of the financial world: the invisible infrastructure that made sure when you tapped your card for a flat white in Sydney or a souvenir in Paris, the money moved from point A to point B. But the world of payments is changing, and the "toll booth" model of taking a tiny slice of every transaction is under threat. Regulation is tightening, competition from real-time payment r

Remember the last time you jumped out of an Uber and just... walked away? No fumbling for your wallet, no tapping a terminal, no signing a receipt. The payment just happened. That seamless moment represents a fundamental shift in how we think about transactions: and it's only the beginning. Welcome to the era of invisible payments, where AI is quietly dismantling the checkout experience as we know it. For fintech founders and executives, this isn't just a tech trend to watch.

In an era where data breaches cost businesses an average of $4.88 million and payment fraud continues to evolve at breakneck speed, tokenisation has emerged as the security backbone that's quietly revolutionising fintech payments. While many leaders understand tokenisation conceptually, few grasp how profoundly it's reshaping not just security protocols, but entire business models and competitive advantages in the fintech space. Tokenisation replaces sensitive payment data wi

The payments landscape is about to experience its biggest transformation since the introduction of contactless cards. As we head into 2026, startups and fintechs need to understand the seismic shifts reshaping how money moves, how consumers pay, and where the biggest opportunities lie. After analysing market data, regulatory developments, and emerging technologies, here are the key trends that will define the next wave of payment innovation – and what they mean for your busin

Picture this: You're a payment service provider watching $40 trillion in cross-border payments happen annually, but you're only capturing...

Google just dropped something that could completely reshape how payments work in the AI era. Their new Agent Payments Protocol (AP2),...

Introduction To celebrate St Patricks day, we decided it was Irish innovation was a good place to start. Although Ireland may be a small...

Payment Orchestration

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Online Payment gateway Australia including switch to issuer